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CONDITIONS OF USE
Please read these Conditions of Use carefully. By accessing this web site you
agree to be bound by these Conditions of Use. If you do not agree do not
access this site.
CONTENT
FirstAssist Insurance Servcies Limited ("FirstAssist") is providing this site on an "as
is" basis and makes no representations or warranties of any kind with respect
to this site or its contents and disclaims all such representations and warranties.
In addition, FirstAssist makes no representations or warranties about the accuracy,
completeness, or suitability for any purpose of the information and related
graphics published in this site. The information contained in this site may
contain technical inaccuracies or typographical errors. All liability of FirstAssist
howsoever arising (whether in contract, tort or negligence) for any such inaccuracies
or errors is expressly excluded to the fullest extent permitted by law.
This web site is operated and maintained in the
United Kingdom and is therefore published from a UK perspective.
FirstAssist is not publishing the web site for use in any jurisdiction
where such publication or use is unlawful.
REGULATION OF GENERAL INSURANCE SALES AND ADMINISTRATION
In January 2003 HM Treasury announced that the powers of the Financial
Services Authority (FSA) would be extended to include the regulation
of general insurance sales and administration and this came into effect
on the 14th January 2005.
FirstAssist Insurance Services Limited is authorised and regulated by
the Financial Services Authority. Our FSA number is 310671.
Our permitted business is advising, arranging, dealing in, and the administration
and performance of non-investment insurance contracts.
You can check this on the FSA’s register by visiting the FSA’s
website www.fsa.org.uk/register or by contacting the FSA on 0845 606
1234 .
Information on this website refers to insurance products that come within
the FSA regulations. The insurance products are as follows;
Creditor Insurance
Hospital Cash Plans
Legal Expenses insurance
Personal Accident Insurance
Travel Insurance
ACCESS TO THE
SITE
We will use reasonable efforts to make our site and its content available
to users, however we do not warrant or represent that access to this
site will be uninterrupted, reliable or fault free.
We reserve the right in our sole discretion
to deny users access to our site or any part of it without notice
and to decline to provide the service to any user that is in breach
of these conditions.
NO DAMAGE ARISING
FROM USE
To the fullest extent permitted by law neither FirstAssist nor any
of its directors, employees or agents will be liable for damages arising
out of or in connection with the use of this site, the information
in it or the unavailability of the site or its content. This is a
comprehensive limitation of liability that applies to all damages
of any kind, including (without limitation) compensatory, direct,
indirect or consequential damages, loss of data, income or profit,
loss of or damage to property and third party claims, save that nothing
shall exclude or restrict liability for death or personal injury resulting
from the negligence of FirstAssist, its directors, employees or agents.
ALTERATIONS
FirstAssist reserves the right at any time without notice to revise
the contents of this site including these Conditions. Any changes
to these Conditions will be posted on this site and by continuing
to use this site following any such change you will signify that you
agree to be bound by the revised Conditions.
LINKS TO OTHER
SITES
Certain links, including hypertext links, in this site will lead you
to web sites or pages that are not under the control of FirstAssist.
Links are provided for convenience and inclusion of any link does
not imply endorsements in any way of the site to which it links.
COPYRIGHT
All rights in the design, text, graphics and other materials on the
site and the selection or arrangement thereof are the copyright of
FirstAssist or other third parties. Permission is granted to copy
electronically and print in hard copy portions of this site solely
for your own personal use. Any other use of materials on this site
(including reproduction for purposes other than those noted above
and alteration, modification, distribution, or republication) without
the prior written permission of FirstAssist is strictly prohibited.
TRADE MARKS
All trade marks, product names and company names or logos cited herein
are the property of FirstAssist or their respective owners. No permission
is given by FirstAssist in respect of the use of any such trade marks,
get-up, product names, company names, logos or titles and such use
may constitute an infringement of the holder's rights.
PRIVACY POLICY
You agree to the use of any personal data we may hold on you in accordance
with the terms of our Privacy
Policy.
FORCE MAJEURE
We shall not be liable to users for any breach of these conditions
of use or any failure to provide or delay in providing our services
through our site resulting from any event or circumstance beyond our
reasonable control including, without limitation, strikes, lock outs
and other industrial disputes, breakdown of systems or network access,
fire explosion or accident.
APPLICABLE LAW
These conditions shall be governed and construed in accordance with
English Law and any disputes shall fall within the exclusive jurisdiction
of the English Courts. If any provision of these disclaimers and exclusions
shall be unlawful, void or for any reason unenforceable then that
provision shall be deemed severable and shall not affect the validity
and enforceability of the remaining provisions.
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